Affirm Individual Debts Reviews

Affirm Individual Debts Reviews

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Many Helpful Good Review

I desired an electrical skateboard but had no moo-lah. Affirm had my straight straight straight back though. They fronted myself the bread for my wheels that are sick caused it to be a breeze also. They did not also keep a small ding back at my credit rating cause there was clearly no tough pull. In fact. I do not see them EVERYWHERE back at my CR. Oh well. Whatever. I acquired the things I wished. «MOST» of this unfavorable reviews are most likely individuals who did not spend their particular junk on some time would like to put the blame on Affirm for the blemished rating. Some reviews that are negative be as a result of the loan maybe not turning up from the credit file. which can be clear. So far as MY experience that is personal Affirm? Five stars Bros! continue the good work!

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Most Helpful Unwanted Review

Innacurate reporting to experian

We have a fantastic punctually re payment record along with of my reports. We went along to make an application for a loan and had been rejected because affirm stated that I happened to be ninety days later to experian. The account ended up being paid down in complete and I also have proof. Today i must dispute it. Additionally the inquiry that is hard denial associated with loan I happened to be simply rejected. Don’t get that loan using this business. They shall mess your credit up for no-fault of your.

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These reviews had been compiled by existing and former consumers within the year that is last.


We sent applications for a journey loan but attempted to terminate within 24 hours but had been rejected . We wound up in medical center and delivered evidence w my EOB which entirely invaded my privacy whilst still being no reimbursement

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RIPOFF RIPOFF RIPOFF. Business cancelled my contract and refined the reimbursement but Affirm is declining to refund right right back. Keep in mind they will threaten you to ruin your credit score since they have your SSN. USUALLY DO NOT GIVE YOUR SSN

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Each loan hurts your FICO rating

We unsealed my account on 1st 2019 for a year loan agreement I paid off my loan in full in November 2019, but to this day they still are reporting that I’ve only paid 8% off of my loan I disputed it with Experian and after that dispute affirm insist I’ve only paid 8% even though my statement says paid in full this has hurt my FICO score tremendously and it also lowers your credit history which hurts your credit as well october. The quantity to your credit dispute line is definitely hectic and customer support doesn’t handle this sort circumstances. The mortgage procedure had been simple however it is perhaps perhaps not well well worth destroying your credit.

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Easy, transparent, convenient

Helps my credit and simple to make use of. Three loans that are small far, no dilemmas with no interest compensated. Think it’s great. Thanks A Lot Affirm

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Keep away from them

Worst customer care. Will not offer the buyer like credit cards organization in cases where a dispute occurs because of the supplier. They’ve been ripoffs, liars and seedy that is downright. They will certainly provide you with credit, yes, but at a outrageous price and once again, no assistance whatsoever. Adhere to reputable bank card businesses.

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Paid down over 30 financial financial financial loans. Cannot have approved for absolutely absolutely absolutely nothing today. We paid then 1000s of dollars already. very ca that are disappointed get financing for Christmas time shopping.

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exact Same! It’s strange they don’t help devoted consumers.

I’ve done company with Affirm for nearly 24 months today and I also definitely love them! Indeed you pay in interest however it isn’t that bad in the event that you don’t the interest still isn’t that bad compared to other companies that want almost double back if you pay it off early and give bigger payments even. They have reported into the credit bureau which includes boosted my score (many thanks for the lol). I do not understand why there is plenty bad reviews but We accept pp so it’s most likely the client if there were any problems. My knowledge happens to be great! I might suggest all of them!!

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Affirm is a fraud – steer clear

My goal is to produce a site while using the customer care correspondences and certainly will upgrade my reviews. For the time being but desired to publish right right here because i will be therefore enraged at this time.

Whenever checking out the checkout procedure back at my mattress we picked the possibility for affirm and placed on terms where i possibly could pay-off within six months with no APRper cent. I had selected when I received the confirmation email the terms were completely different than what. We got 2 contradictory email messages from their particular customer care representatives, the very first one claiming that there clearly was a mistake on the web web site and a 2nd emal which ended up being extremely point in fact and claimed often pay it back or cancel your purchase, you’ll find nothing we are able to do about this.


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Maybe perhaps maybe Not worth every penny

They do not encourage respect. Even with 2 fast and effective financial financial loans they reduced how much credit I could access with them. Very first time i obtained authorized for as much as 1900 to my acquisition on Wayfair( paid it well within per year) 2nd time Wayfair once once once again 3400(paid it well in a few months) and today they do say i could just access 1600 on my acquisition with a higher interest. On the top of that we did not even understand they hurt your rating till we emerged right here lol

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If you may well ask for credit then anticipate it to have reported. Then you need to go to a check cashing place or micro loans if you don’t want it reported. It really is naive to consider usually. I am a new comer to Affirm, but have always been grateful when it comes to chance to boost my credit history with them.

easy application, payments

It absolutely was simple to use and qualify. We arranged automated repayments and my credit score went up about 20 things in half a year.

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